Question 1

I'm self-employed, will I get accepted for finance?

Accepted Answer

Great news! The process of applying for van finance as a self-employed individual is actually quite straight forward and very similar to applying for a bank loan or credit card. So, you'll be in familiar territory!

Assuming you have a decent credit history, the lender will just need to make sure that you can comfortably handle the monthly payments for the duration of the finance agreement.

Once all the necessary checks are done and everything looks good, your finance application will be approved, and you'll be well on your way to getting your van!

Now, if your credit score isn't as stellar as you'd like it to be, don't panic! There are still options available for bad credit van finance, we have a number of lenders that specialise in poor credit / sub-prime lending so please apply today!

Remember, we're here to help you every step of the way, so if you have any questions or need assistance with your van finance application, just give us a shout.

Our top priority is making sure you find the perfect financing solution for your needs.

So, even if your credit isn't great, there are options available to help you get the van finance you need. We can provide you with more information and guidance on securing bad credit van finance. Just let us know how we can help!

Question 2

Do you offer delivery?

Accepted Answer

Yes, we offer a FREE UK DELIVERY service to your home or place of work.

Question 3

What happens if I've been declined elsewhere?

Accepted Answer

No need to worry—we’re here to help and won’t judge your credit history. We understand that not everyone has a perfect credit score, which is why we work with a range of lenders offering bad credit van loan options. We’ll do our best to help you secure the financing you need, even if you’ve been declined elsewhere.

Question 4

Can I apply for finance in my limited company?

Accepted Answer

Yes, we can arrange finance for your limited company.

The company will need to be trading for a minimum of 12 months and subject to factors like your company's trading history, financial accounts, and credit history.

Should the finance be approved as a limited company a deposit of VAT will be required.

Question 5

How long does it typically take to process finance approval?

Accepted Answer

Most applicants will receive a decision within as little as 60 minutes (during working hours).

Please note that some applications may take a bit longer, while limited company applications can expect a same-day decision during working hours.

Once you're approved and you are happy with your quotation, we will forward the finance documents (by email) for signing, the documents will be digital so no need to print anything off!

Typical turn around from approval to delivery / collection of your van is 7 to 10 days but usually a week.

Question 6

Does the van come with warranty cover?

Accepted Answer

Yes, all vans come with a FREE in-house warranty –

Comprehensive In-House Warranty

At Van Finance Company, we are committed to providing peace of mind with every used van purchase. Every van bought from us comes with a comprehensive in-house warranty, offering coverage for 3 months or 3,000 miles (whichever comes first).

Warranty Coverage

Our comprehensive warranty covers a wide range of components and systems in your van, ensuring you can drive with confidence.

This includes:

Engine and transmission
Steering and suspension
Braking system
Electrical components
Cooling system
Fuel system
Air conditioning

You can also purchase an extended warranty.

Take the opportunity to extend your cover, provided by our multi-award-winning partner Autoguard Warranties.

We are a proud Dealer Partner of multi-award-winning after-sales provider Autoguard Warranties, giving you total peace of mind.

UK Wide Cover

We have you covered with our comprehensive mechanical and electrical failure cover. In the unlikely event you experience a failure, you’ll be reassured to know you can take your vehicle to any VAT registered garage in the UK.

Premium Cover

We have you covered with our all mechanical and electrical component Premium service contract.
Parts that are covered include: engine, electrical system, transmission/drivetrain, braking, steering and fuel systems, suspension and engine cooling systems. Additionally, air conditioning, in-car entertainment, satellite navigation and driver interface systems, hybrid batteries and many more important and expensive components. *
 
You can either pay this as a one-off payment or have the flexibility of spreading it over 10 months 0% interest. Please have a look at the attached brochure to see the coverage you will get.
 
1 year £495 or 10 monthly payments of £49.50
2 year £795 or 10 monthly payments of £79.50
3 year £995 or 10 monthly payments of £99.50

This is a great way of giving you peace of mind over the next few years for any unexpected bills and protecting the value of your asset.

Question 7

Servicing, wet belts and cam belts.

Accepted Answer

Wet belts and cam belts are replaced in line with the manufacturer’s recommendations.

Manufacturer recommendations vary, typically between 60,000 to 100,000 miles or every 6 to 10 years, depending on your vehicle make and model.

If you would like clarification on your new purchase, please call Stuart on 0330 133 6376

All vans will have an oil service at the point of sale.

Vauxhall Vivaro Electric Auto 9-SEAT

2021/71

£15,995 N/A

FINANCE FROM ONLY

MONTH

£334

📷

35

IMAGES

2021/71 Vauxhall Vivaro Life Electric 50kWh Combi MPV 5dr Electric Auto LWB(9 Seat, 11kW Charger) (136 ps) - NO VATFREE UK DELIVERY

REGISTRATION: LM71 ZTWYEAR: 2021/71MILLAGE: 26,000EURO: 6ENGINE SIZE: ELECTRICFUEL TYPE: ELECTRICCOLOUR: GREYTRANSMISSION: AUTOBHP: 134MPG:

✓ 9 Seats✓ Electric Minibuses✓ NO VAT✓ AUTOALSO INCLUDES:✅ 3 Months Warranty✅ 1 Year AA Breakdown✅ Price checked✅ Service✅ 101-point check✅ New 12 Months MOT✅ Fully Valeted

I'm self-employed, will I get accepted for finance?

Do you offer delivery?

What happens if I've been declined elsewhere?

Can I apply for finance in my limited company?

How long does it typically take to process finance approval?

Does the van come with warranty cover?

Servicing, wet belts and cam belts.

I'm self-employed, will I get accepted for finance?

Do you offer delivery?

What happens if I've been declined elsewhere?

Can I apply for finance in my limited company?

How long does it typically take to process finance approval?

Does the van come with warranty cover?

Servicing, wet belts and cam belts.

LATEST REVIEWS

2021/71 Vauxhall Vivaro Life Electric 50kWh Combi MPV 5dr Electric Auto LWB

(9 Seat, 11kW Charger) (136 ps) - NO VAT

FREE UK DELIVERY

REGISTRATION: LM71 ZTW
YEAR: 2021/71
MILLAGE: 26,000
EURO: 6
ENGINE SIZE: ELECTRIC
FUEL TYPE: ELECTRIC
COLOUR: GREY
TRANSMISSION: AUTO
BHP: 134
MPG:

✓ 9 Seats
✓ Electric Minibuses
✓ NO VAT
✓ AUTO

ALSO INCLUDES:

✅ 3 Months Warranty
✅ 1 Year AA Breakdown
✅ Price checked
✅ Service
✅ 101-point check
✅ New 12 Months MOT
✅ Fully Valeted