WHO WE HELP

Limited Company Van Finance

If the van is being bought through a limited company, choose the vehicle first and apply with the company details connected to the purchase. We can then explore suitable routes from our selected lender panel.

Finance is subject to status, affordability and lender criteria. Van Finance Company is a credit broker, not a lender.

200+vans in stock
£99deposit from
FREEUK delivery

YOUR QUESTION, ANSWERED

Can my limited company finance a van?

Yes. Limited companies can apply for van finance, whether the company is well established or still relatively young. Lenders can consider the company’s trading history, financial position, directors, affordability and the vehicle being financed.

The exact structure varies by lender. Some applications can be assessed primarily around the company, while others may require additional director information or support.

VANS AVAILABLE NOW

Choose the van first.
Then arrange the finance.

These are real vans currently available from Van Finance Company stock.

View all vans

WHO THIS CAN SUIT

For directors buying through the company.

Limited companies range from one-director businesses to larger operations. The finance route needs to fit the company as well as the van.

Established companies

Businesses with a longer trading history replacing or expanding their commercial vehicles.

Newer companies

Younger limited companies that still need a van to trade and grow.

Owner-directors

Directors running the business day to day and purchasing the vehicle through the company.

Growing fleets

Companies adding another van because workloads, staff or delivery requirements have increased.

HOW IT WORKS

Four straightforward steps.

Choose the van you want and keep the vehicle and finance journey together from the start.

01

Choose your van

Browse current VFC stock and pick the vehicle that suits your work and budget.

02

Apply online

Complete one finance application with your chosen vehicle already connected to it.

03

We arrange the finance

We review the application and explore suitable routes from our selected lender panel.

04

Get your van

Once the purchase is completed, your van is prepared and delivery can be arranged.

WHAT YOU MAY NEED

What will the company need?

Start with the company, director and vehicle details. The lender may ask for additional business information depending on trading history and the finance route.

Company details
Director details
Trading address
Business affordability information
Bank details
Your chosen vehicle

Exact information and supporting documents vary by lender and individual circumstances.

MORE THAN JUST FINANCE

You're choosing a van from our stock.

We sell the vehicle and arrange the finance as part of the same purchase journey.

HPI checked

Every vehicle is HPI checked before sale.

Free UK delivery

Nationwide delivery is included with your van.

6 month warranty

6 month / 6,000 mile warranty included.

AA breakdown cover

1 year AA breakdown cover included.

Service & PDI

Vehicle preparation includes a service and PDI.

Brand new MOT

A new MOT is included before handover.

COMPANY APPLICATIONS

Van finance through a limited company.

Limited company applications can be assessed differently from personal or sole-trader finance. Trading history, filed information, business affordability, directors and the intended vehicle can all influence the lender’s decision.

By choosing the van first, the application has a clear purchase amount and asset attached to it. VFC can then review the information and explore suitable company finance routes from our selected lender panel.

Company history

Trading age and available company information can affect which lenders are able to consider the application.

Director support

Some lenders may request additional director information or guarantees depending on the company and product.

Business affordability

The lender needs to be satisfied that the company can support the proposed finance commitment.

COMMON QUESTIONS

Limited company van finance FAQs.

Can a new limited company apply?

Yes. Some lenders can consider newer companies, although the available routes and supporting information may differ from an established business.

Will the director need a credit check?

That depends on the lender and finance structure. Director information may form part of the assessment, particularly for younger or smaller companies.

Can the company finance more than one van?

Potentially yes. Multiple vehicle requirements are assessed around the company’s affordability, existing commitments and lender criteria.

Do you need filed accounts?

Requirements vary. Established companies may be assessed using filed information, while newer companies may need different supporting evidence.

Can the company finance a van with VAT?

VAT treatment depends on the vehicle, finance product and company circumstances. The team can explain the relevant route for the van you choose.

Can you deliver to our business address?

Yes. Free UK delivery can be arranged to an appropriate address once the purchase is completed, subject to normal delivery terms.

READY TO GET STARTED?

Find your next van.

Browse current stock or complete the finance application if you've already found the van you want.

CHAT