Great news! The process of applying for van finance as a self-employed individual is actually quite straight forward and very similar to applying for a bank loan or credit card. So, you'll be in familiar territory!

Assuming you have a decent credit history, the lender will just need to make sure that you can comfortably handle the monthly payments for the duration of the finance agreement.

Once all the necessary checks are done and everything looks good, your finance application will be approved, and you'll be well on your way to getting your van!

Now, if your credit score isn't as stellar as you'd like it to be, don't panic! There are still options available for bad credit van finance, we have a number of lenders that specialise in poor credit / sub-prime lending so please apply today!

Remember, we're here to help you every step of the way, so if you have any questions or need assistance with your van finance application, just give us a shout.

Our top priority is making sure you find the perfect financing solution for your needs.

So, even if your credit isn't great, there are options available to help you get the van finance you need. We can provide you with more information and guidance on securing bad credit van finance. Just let us know how we can help!

No need to worry—we’re here to help and won’t judge your credit history. We understand that not everyone has a perfect credit score, which is why we work with a range of lenders offering bad credit van loan options. We’ll do our best to help you secure the financing you need, even if you’ve been declined elsewhere.

Yes, we can arrange finance for your limited company.

The company will need to be trading for a minimum of 12 months and subject to factors like your company's trading history, financial accounts, and credit history.

Should the finance be approved as a limited company a deposit of VAT will be required.

Most applicants will receive a decision within as little as 60 minutes (during working hours). Please note that some applications may take a bit longer, while limited company applications can expect a same-day decision during working hours. Once you're approved and you are happy with your quotation, we will forward the finance documents (by email) for signing, the documents will be digital so no need to print anything off! Typical turn around from approval to delivery / collection of your van is 7 to 10 days but usually a week.

Yes, all vans come with a FREE in-house warranty –

Comprehensive In-House Warranty

At Van Finance Company, we are committed to providing peace of mind with every used van purchase. Every van bought from us comes with a comprehensive in-house warranty, offering coverage for 3 months or 3,000 miles (whichever comes first).

Warranty Coverage

Our comprehensive warranty covers a wide range of components and systems in your van, ensuring you can drive with confidence.

This includes:

Engine and transmission

Steering and suspension

Braking system

Electrical components

Cooling system

Fuel system

Air conditioning

You can also purchase an extended warranty.

Take the opportunity to extend your cover, provided by our multi-award-winning partner Autoguard Warranties.

We are a proud Dealer Partner of multi-award-winning after-sales provider Autoguard Warranties, giving you total peace of mind.

UK Wide Cover

We have you covered with our comprehensive mechanical and electrical failure cover. In the unlikely event you experience a failure, you’ll be reassured to know you can take your vehicle to any VAT registered garage in the UK.

Premium Cover

We have you covered with our all mechanical and electrical component Premium service contract.

Parts that are covered include: engine, electrical system, transmission/drivetrain, braking, steering and fuel systems, suspension and engine cooling systems. Additionally, air conditioning, in-car entertainment, satellite navigation and driver interface systems, hybrid batteries and many more important and expensive components. *

You can either pay this as a one-off payment or have the flexibility of spreading it over 10 months 0% interest. Please have a look at the attached brochure to see the coverage you will get.

1 year £495 or 10 monthly payments of £49.50

2 year £795 or 10 monthly payments of £79.50

3 year £995 or 10 monthly payments of £99.50

This is a great way of giving you peace of mind over the next few years for any unexpected bills and protecting the value of your asset.

Wet belts and cam belts are replaced in line with the manufacturer’s recommendations.

Manufacturer recommendations vary, typically between 60,000 to 100,000 miles or every 6 to 10 years, depending on your vehicle make and model.

If you would like clarification on your new purchase, please call Stuart on 0330 133 6376

All vans will have an oil service at the point of sale.