You can simply follow the steps on our website, or we are here to offer our assistance in completing a finance application form over the phone by calling us on 0330 133 6376, making the process as easy as possible for you.

Rest assured that your information will be treated with utmost confidentiality and will only be shared with our trusted network of finance institutions, who will perform a credit check on you/your company.

In the event that your van purchase is approved for finance, we kindly request a £100 deposit to reserve the vehicle and the balance of the deposit if applicable is either due the day before delivery or on the day of collection

We will only asked for a holding deposit when we have sent you a quotation and you are happy to proceed.

Proof of identification will be required.

- A full UK or EU driving license

If you’re not in possession of your license, don’t worry; we can request a DVLA mandate to confirm your license status. However, in this instance, we will require a copy of your passport.

- Proof of income / affordability (if required)

Occasional a lender will request proof of affordability / income, gone are the days when you use to have to send in 3 months banks statements, today we can verify income directly with your bank online using open banking.

Open banking is a secure way for our lenders to verify your income and expenditure. All you have to do is open your online banking portal, select the account your pay goes into, and give permission to share with the lender. They can then efficiently calculate your affordability.

To ensure your complete satisfaction and understanding, we will be available to talk through any questions you might have regarding the finance documentation before you sign on the dotted line.

Great news! The process of applying for van finance as a self-employed individual is actually quite straight forward and very similar to applying for a bank loan or credit card. So, you'll be in familiar territory!

Assuming you have a decent credit history, the lender will just need to make sure that you can comfortably handle the monthly payments for the duration of the finance agreement.

Once all the necessary checks are done and everything looks good, your finance application will be approved, and you'll be well on your way to getting your van!

Now, if your credit score isn't as stellar as you'd like it to be, don't panic! There are still options available for bad credit van finance, we have a number of lenders that specialise in poor credit / sub-prime lending so please apply today!

Remember, we're here to help you every step of the way, so if you have any questions or need assistance with your van finance application, just give us a shout.

Our top priority is making sure you find the perfect financing solution for your needs.

So, even if your credit isn't great, there are options available to help you get the van finance you need. We can provide you with more information and guidance on securing bad credit van finance. Just let us know how we can help!

Here at the Van Finance Company, we work with a wide panel of lenders and some of them could help people with poor credit scores explore van finance.

And it’s not necessarily all about your score; if provisionally approved, our lenders will consider each application individually and take a range of factors into account to try and find a finance option that’s affordable and right for you and your circumstances. Credit is subject to status.

Whilst we can’t guarantee that your finance application will be accepted, we will do our best to find the right deal for you.

Yes, we can arrange finance for your limited company.

The company will need to be trading for a minimum of 12 months and subject to factors like your company's trading history, financial accounts, and credit history.

Should the finance be approved as a limited company a deposit of VAT will be required.

Private individuals & Sole traders deposits from as low as £99!

If you are private individual or sole trader we offer finance deals, were we can build in the VAT to the finance agreement enabling us to offer finance from as little as £99 deposit (subject to your personal credit profile and the vehicle loan to value)

Limited companies.

If you are applying as a limited company VAT will need to be paid as the deposit.

This VAT can be claimed back if your company is VAT registered.

Most applicants will receive a decision within as little as 60 minutes (during working hours). Please note that some applications may take a bit longer, while limited company applications can expect a same-day decision during working hours. Once you're approved and you are happy with your quotation, we will forward the finance documents (by email) for signing, the documents will be digital so no need to print anything off! Typical turn around from approval to delivery / collection of your van is 7 to 10 days but usually a week.

Yes, all vans come with a FREE in-house warranty –

Comprehensive In-House Warranty

At Van Finance Company, we are committed to providing peace of mind with every used van purchase. Every van bought from us comes with a comprehensive in-house warranty, offering coverage for 3 months or 3,000 miles (whichever comes first).

Warranty Coverage

Our comprehensive warranty covers a wide range of components and systems in your van, ensuring you can drive with confidence.

This includes:

Engine and transmission

Steering and suspension

Braking system

Electrical components

Cooling system

Fuel system

Air conditioning

You can also purchase an extended warranty.

Take the opportunity to extend your cover, provided by our multi-award-winning partner Autoguard Warranties.

We are a proud Dealer Partner of multi-award-winning after-sales provider Autoguard Warranties, giving you total peace of mind.

UK Wide Cover

We have you covered with our comprehensive mechanical and electrical failure cover. In the unlikely event you experience a failure, you’ll be reassured to know you can take your vehicle to any VAT registered garage in the UK.

Premium Cover

We have you covered with our all mechanical and electrical component Premium service contract.

Parts that are covered include: engine, electrical system, transmission/drivetrain, braking, steering and fuel systems, suspension and engine cooling systems. Additionally, air conditioning, in-car entertainment, satellite navigation and driver interface systems, hybrid batteries and many more important and expensive components. *

You can either pay this as a one-off payment or have the flexibility of spreading it over 10 months 0% interest. Please have a look at the attached brochure to see the coverage you will get.

1 year £495 or 10 monthly payments of £49.50

2 year £795 or 10 monthly payments of £79.50

3 year £995 or 10 monthly payments of £99.50

This is a great way of giving you peace of mind over the next few years for any unexpected bills and protecting the value of your asset.

Yes, we offer a completely FREE UK DELIVERY service to your home or place of work!

(Please note we only a free delivery service Monday to Friday)

Yes, for your peace of mind where a van has a wet belt (wet timing belts) we will replace this during its service when sold.

All vans have an oil service at the point of sale.