HP stands for Hire Purchase and PCP stands for Personal Contract Purchase, and these are the two main types of car finance agreement. HP finance enables you to divide the cost of your car into monthly payments and at the end of your agreement, you will become the vehicle owner. With PCP finance, you will only pay for the vehicle's depreciation in value while in your possession and at the end of the agreement, you will return the car or make a balloon payment to keep it.

What's does APR stand for?

APR stands for Annual Percentage Rate. It includes the interest rate and all additional charges offered by finance providers.

What's the difference between hard search and soft search?

A soft credit search involves a simple background check which won't affect your credit score, whereas a more intensive hard search will show up on your credit record and may affect your score.

What paperwork do I need?

To apply for used car finance, you will need your driving license, and you may be asked for proof of address and income.

How do I apply for car finance?

To apply for car finance, find the vehicle you want from our range of used cars on our website and click the 'apply now’ button. Then complete the online application form and we'll be in touch with your tailored offers.

Once your application has been accepted, you will be able to define the terms of your agreement, including your deposit and the contract length which will affect your monthly payment amount.

Can I get car finance with a poor credit rating?

There are finance providers who specialize in bad credit car finance, so if you have a poor credit score, you may still be accepted. At Car Finance Company, we work with a range of lenders to give you the best possible chance of being accepted for car finance.

Do you offer a delivery service?

Yes, we offer a FREE UK DELIVERY service to your home or place of work.

FJ20ORN | VAN FINANCE

Ford Focus 1.5 Active X Estate Auto

2020/20

£10,295

2020/20 Ford Focus 1.5 EcoBlue Active X Estate 5dr Diesel Auto Euro 6 (s/s) (120 ps)

Sunroof - Heated Seats

FREE UK DELIVERY

REGISTRATION: FJ20 ORN
YEAR: 2020/20
MILLAGE: 86,022
EURO: 6
ENGINE SIZE: 1.5
FUEL TYPE: DIESEL
COLOUR: BLUE
TRANSMISSION: AUTO
BHP: 118
MPG: 55.4

WHY BUY FROM US?

✓ FAST Application

✓ Decision in Minutes

✓ Competitive Rates

✓ Deposit from £99

✓ FREE UK Delivery

WE CAN HELP!!

⭐ Self Employed

⭐ Employed

⭐ Good Credit

⭐ Bad Credit

FINANCE APPLICATION

Get started now – click the link to apply today, fast, simple application form.

Frequently asked questions

FINANCE APPLICATION

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example:

Borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

LATEST REVIEWS

HOW DOES IT WORK?

Complete Application

Complete the simple application form on the website. Open to all good credit, poor credit, employed or self employed.

Application Update

As soon as we receive your application we will update you with a decision within minutes (during working day)

Secure Your Vehicle

Pay a £100 deposit to reserve your vehicle while we prepare it, any balance of deposit will be due the day of delivery

Vehicle Preparation

Your vehicle will be serviced, receive a new MOT, and undergo a 100-point inspection.

Free UK Delivery

We offer a FREE UK delivery service, turnaround from deposit to delivery is usually around 7 days.

Stay Supported

Enjoy 12 months AA Breakdown cover and 3 months warranty free of charge (extended warranties available)

APPLICATION FORM

Get started now – click the link to apply today, fast, simple application form.

STANDARD EQUIPMENT

AUDIO AND COMMUNICATIONS

Engine Size
1498 cc
Top Speed
116 mph
0-62mph
11 sec
Power
118 bhp

Ford SYNC3 DAB Navigation System
FordPass Connect

DRIVERS ASSISTANCE

Cruise Control with Speed Limiter
Parking Sensor - Front and Rear
Pre-Collision Assist with Autonomous Emergency Braking and Pedestrian-Cyclist Detection
Selectable Drive Modes with Slippery and Trail Mode
Trip Computer
Tyre Pressure Monitoring System

EXTERIOR

Twin Exhaust Tailpipes
Unique Skid Plates and Side Rocker Mouldings
Windows - Electrically Operated Front and Rear with One Touch Opening and Closing
Side Skirts - Unique Active Self Colour
Roof Rails - Black-finish
Scuff Plates - Front Polished Stainless Steel with Etched Active Logo
Spare Wheel - Mini Steel
Raised Ride Height - 30mm
Rear Bumper - Unique Active Body Colour with Carbon Black Extension
Rear Privacy Glass
Quickclear Heated Windscreen
Locking Wheel Nuts
Panoramic Roof - Openable
Headlight Bezel - Black
Door Handles - Body Colour
Door Mirrors - Electrically-operated - Heated - Power-Foldable - Body Colour Housings - Side Indicators - Puddle Lights
Fog Light Bezel - Unique Active - Carbon Black
Ford Easy Fuel System
Acoustic Laminated Windscreen
Active Badge
Active Front and Rear Bumper with Unique Upper and Lower Grille
18in Alloy Wheels - 5x2 Spoke - Absolute Black Machined Finish
Black Finish on Upper Door Line
Front Bumper - Unique Active Body Colour Upper - Carbon Black Extension
Front Lower Grille - Black Mesh
Front Upper Grille - Honeycomb Mesh

INTERIOR

MyKey
Rain Sensitive Windshield Wipers
Load Compartment Tie Down Loops
Load Floor Carpet
Rear Seat - 60-40 Split Folding Seats
Rear Seat Fixed Cushion
Rear Seats - Auto Fold
Rear Centre Headrest
Rear Fog Lamps
Steering Column - Rake and Reach Adjustment
Steering Wheel - 3-Spoke - Leather Trimmed
Soft Console Knee Pads with Blue Stitching
Front and Rear Floor Mats with Blue Stitching
Automatic Dimming Rear View Mirror
Gearshift Knob - E-shifter Rotary Bezel
Front Passenger Seat - Rotary Recliner
Front Seat - Drivers Electrically-Operated Lumbar Support Adjustment
Front Seat - Drivers Power Height - Fore-Aft - Power Recliner and Lumbar Seat Support
Front Seat - Passenger Manual Height - Lumbar and Fore-Aft Adjustment
Front Seat - Passengers Manual Lumbar Support Adjustment
Front Seatback Map Pockets - Driver and Passenger
Front Seats - Driver and Passenger Heated Seats
Front Seats - Sports Style V-shape with High Bolster
Centre Console - Premium with Short Sliding Armrest - Open Cup Holder - 12V Front and Rear Power Points
2nd Load Floor
Easy Stow Tonneau Cover
DEATC - Dual-Zone Electronic Automatic Temperature Control
Unique Door and Instrument Panel Inserts

ILLUMINATION

Headlights - Automatic On-Off
LED Daytime Running Lights
LED Front Fog Lights with Cornering Function
Halogen Reflector Headlights

PERFORMANCE

Power Steering
Intelligent Speed Assistance

SAFETY AND SECURITY

Keyless Entry
Hill Start Assist
Lane Keeping Aid with Lane Departure Warning
Post Collision Braking
Seats - ISOFIX Mounting Provision for Child Seats
Tailgate Wash-Wipe
Traction Control - TC
Trailer Sway Control
Remote Central Locking and Engine Immobiliser
ESC - Electronic Stability Control
Electric Parking Brake
Ford Key Free System - Keyless Entry with Keyless Start
ABS - Anti-lock Braking System
Child Proof Rear Door Locks
Airbags - Driver and Front Passenger
Airbags - Front Side Impact
Airbags - Front and Rear Side Curtain
Alarm - Thatcham Category 1 with Volume Sensing and Perimeter
Front and Rear Seatbelt Minder
Front Passenger Airbag Deactivation Switch

The vehicle specifications displayed on the website are supplied by a third party. Whilst every effort is made to verify and ensure the accuracy of the data, the information should only be used as a guide. Due to the nature of the vehicle having been previously owned it may have potentially had changes from the original manufactures specification. E. & O.E.

APPLICATION FORM